house_5Goodbye to Debt
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With investments dwindling during the last few years in the markets and treasuries hitting all time lows, probably the smartest financial move you can make right now is to refinance your mortgage.

  • Lower monthly payments
    Interest rates were probably higher when you applied for your mortgage and lowering your interest rate will reduce your monthly mortgage payments, giving you more cash.
  • Pay off mortgage faster
    Refinancing to a shorter mortgage term allows you to build equity faster and could save you thousands in interest over the life of the loan.
  • Take equity cash out
    Borrowing against the equity in your home can be an attractive option since interest rates are generally lower than other consumer loans or credit cards and the interest is usually tax-deductible. The cash can be used for any number of reasons i.e. medical expenses, consolidating credit card debt, home improvements, vacations, college tuition, holiday expenses or simply having extra cash on hand for emergencies.
  • Through the process of refinancing you the consumer may be able to reduce your monthly payment however be aware that by refinancing your existing loan(s) your total finance charges may be higher over the life of the loan.

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